In the Web3 era, integrating modern financial technology is no longer a trend but has become a vital need for businesses. Especially for innovative businesses and SMEs, effective, transparent financial management and optimal cash flow are key factors for sustainable development. xBank was born as a new generation financial operating system, accompanying businesses on the journey of digital transformation and global expansion.
Phát Triển Bởi HVA Group
HVA Group là đơn vị tiên phong trong lĩnh vực nghiên cứu và phát triển giải pháp BAAS – Banking As A Service tại Việt Nam. HVA xây dựng xBank như một Operating System tài chính – kết nối liền mạch giữa tài sản truyền thống (fiat) và tài sản số (crypto), đáp ứng toàn diện nhu cầu quản trị tài chính của doanh nghiệp trong thời đại số.
xBank is not simply a digital bank, but a comprehensive financial platform, connecting traditional assets (fiat) and digital assets (crypto) on the same seamless ecosystem.
Why Do Innovative Businesses Need xBank?
- Powerful digital transformation: xBank integrates blockchain and Web3 technology to digitize the entire financial process.
- Optimize financial management: Businesses can automate cash flow, track detailed budgets down to each department.
- Digital Asset Integration: Manage both fiat and digital assets on the same platform – something traditional banks cannot provide.
Outstanding Features of xBank
1. Open a business account quickly
- No minimum balance required.
- Simple procedure, comprehensive online registration support.
2. Issue diverse corporate cards
- Provide physical card and virtual card, easily integrated into internal spending systems.
- Transparent limit management and transaction history.
3. Budget management by decentralization
- Decentralize permissions by department, project or user group.
- Easily control and approve spending by hierarchy.
4. Fast international payments – low costs
- Competitive rates compared to traditional banks.
- Process multinational transactions in fast time.
5. Multi-currency account + Web3 wallet
- Supports multiple traditional currencies.
- Combine Web3 wallet to store and trade crypto (ETH, USDT, BNB…).
6. Automate payments with Blockchain
- Smart Contract Applications (smart contract) helps transactions to be safe, transparent, without intermediaries.
- Manage payment schedules, profit distributions, and payroll automatically.
7. Flexible borrowing with digital assets
- Allows crypto collateralization to access short-term funding.
- Fast approval process, no traditional physical assets required.
8. Smart fundraising with NFT & Launchpad
- SMEs can raise capital through their own Launchpad platform, helping them reach investors faster.
- NFT asset tokenization – a new model to increase liquidity and transparency in investment.
xBank Vision: More Than Just a Digital Bank
xBank redefines the concept of “banking” in the Web3 era. Not only providing financial services, xBank creates a financial platform:
- Safe: Thanks to blockchain technology and advanced security systems.
- Transparent: Every transaction is traceable and verifiable.
- Flexible: Meet the specific needs of innovative businesses.
xBank aims to become a “Financial Operating System” for businesses – a place that integrates all needs from budget management, payment, to capital calling, on a single platform.
Conclusion: The Future of Finance Journey Starts with xBank
If you are a startup, SME or innovative business, it is time to rethink your financial management. xBank will be a powerful lever to help your business not only transform digitally but also globalize systematically, quickly and effectively.
