{"id":20631,"date":"2025-07-31T09:07:18","date_gmt":"2025-07-31T02:07:18","guid":{"rendered":"https:\/\/hva.group\/?p=20631"},"modified":"2025-08-13T14:03:20","modified_gmt":"2025-08-13T07:03:20","slug":"should-increase-the-number-of-real-estate-finance-technology-hva-group-and-vision-at-surf-2025","status":"publish","type":"post","link":"https:\/\/hva.group\/en\/should-increase-the-number-of-real-estate-finance-technology-hva-group-and-vision-at-surf-2025\/","title":{"rendered":"HVA Group Creates Digital Platform to Promote Financial Technology at SURF 2025"},"content":{"rendered":"<figure class=\"wp-block-image aligncenter size-large\"><img fetchpriority=\"high\" decoding=\"async\" width=\"1024\" height=\"576\" src=\"https:\/\/hva.group\/wp-content\/uploads\/2025\/07\/nen-tang-so-thuc-day-cong-nghe-tai-chinh-hva-group-va-tam-nhin-tai-surf-2025-1024x576.jpg\" alt=\"\" class=\"wp-image-20660\" srcset=\"https:\/\/hva.group\/wp-content\/uploads\/2025\/07\/nen-tang-so-thuc-day-cong-nghe-tai-chinh-hva-group-va-tam-nhin-tai-surf-2025-1024x576.jpg 1024w, https:\/\/hva.group\/wp-content\/uploads\/2025\/07\/nen-tang-so-thuc-day-cong-nghe-tai-chinh-hva-group-va-tam-nhin-tai-surf-2025-300x169.jpg 300w, https:\/\/hva.group\/wp-content\/uploads\/2025\/07\/nen-tang-so-thuc-day-cong-nghe-tai-chinh-hva-group-va-tam-nhin-tai-surf-2025-768x432.jpg 768w, https:\/\/hva.group\/wp-content\/uploads\/2025\/07\/nen-tang-so-thuc-day-cong-nghe-tai-chinh-hva-group-va-tam-nhin-tai-surf-2025-1536x864.jpg 1536w, https:\/\/hva.group\/wp-content\/uploads\/2025\/07\/nen-tang-so-thuc-day-cong-nghe-tai-chinh-hva-group-va-tam-nhin-tai-surf-2025-18x10.jpg 18w, https:\/\/hva.group\/wp-content\/uploads\/2025\/07\/nen-tang-so-thuc-day-cong-nghe-tai-chinh-hva-group-va-tam-nhin-tai-surf-2025.jpg 1920w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/><\/figure>\n\n\n\n<p>At the SURF 2025 event, Mr. Le Hoa Nha - General Director of HVA Investment Joint Stock Company (HVA Group) delivered an important speech with the topic: &quot;Digital platform promotes financial technology&quot;. The speech not only raised current issues in the digital transformation trend, but also introduced advanced technology solutions that have been practically deployed by HVA - contributing to shaping the digital financial ecosystem for Vietnam in the new era.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-chuy\u1ec3n-d\u1ed5i-s\u1ed1-tr\u1ee5-c\u1ed9t-chi\u1ebfn-l\u01b0\u1ee3c-qu\u1ed1c-gia\"><strong>Digital Transformation \u2013 Pillar of National Strategy<\/strong><\/h2>\n\n\n\n<p>Digital transformation is currently identified as a national strategic breakthrough, with consecutive high-level policies being issued:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Decision 749\/QD-TTg: Sets the goal of Vietnam being in the top 50 countries in Digital Government and Digital Economy by 2025.<\/li>\n\n\n\n<li>Resolution 57-NQ\/TW: Affirming digital transformation as the driving force for national development.<\/li>\n\n\n\n<li>Digital Technology Industry Law: Building a legal framework for digital data, digital production and digital assets.<\/li>\n\n\n\n<li>Resolution 222\/2025\/QH15: Towards the formation of an International Financial Center in Da Nang.<\/li>\n<\/ul>\n\n\n\n<figure class=\"wp-block-image aligncenter size-large\"><img decoding=\"async\" width=\"1024\" height=\"576\" src=\"https:\/\/hva.group\/wp-content\/uploads\/2025\/07\/nen-tang-so-thuc-day-cong-nghe-tai-chinh-hva-group-va-tam-nhin-tai-surf-2025-3-1024x576.jpg\" alt=\"\" class=\"wp-image-20661\" srcset=\"https:\/\/hva.group\/wp-content\/uploads\/2025\/07\/nen-tang-so-thuc-day-cong-nghe-tai-chinh-hva-group-va-tam-nhin-tai-surf-2025-3-1024x576.jpg 1024w, https:\/\/hva.group\/wp-content\/uploads\/2025\/07\/nen-tang-so-thuc-day-cong-nghe-tai-chinh-hva-group-va-tam-nhin-tai-surf-2025-3-300x169.jpg 300w, https:\/\/hva.group\/wp-content\/uploads\/2025\/07\/nen-tang-so-thuc-day-cong-nghe-tai-chinh-hva-group-va-tam-nhin-tai-surf-2025-3-768x432.jpg 768w, https:\/\/hva.group\/wp-content\/uploads\/2025\/07\/nen-tang-so-thuc-day-cong-nghe-tai-chinh-hva-group-va-tam-nhin-tai-surf-2025-3-1536x864.jpg 1536w, https:\/\/hva.group\/wp-content\/uploads\/2025\/07\/nen-tang-so-thuc-day-cong-nghe-tai-chinh-hva-group-va-tam-nhin-tai-surf-2025-3-18x10.jpg 18w, https:\/\/hva.group\/wp-content\/uploads\/2025\/07\/nen-tang-so-thuc-day-cong-nghe-tai-chinh-hva-group-va-tam-nhin-tai-surf-2025-3.jpg 1920w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/><\/figure>\n\n\n\n<p>However, in parallel with the policy framework, practical needs from localities and businesses are still waiting for effective, easy-to-deploy and scalable digital platforms.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-hva-group-cong-ngh\u1ec7-tai-chinh-t\u1eeb-th\u1ef1c-ti\u1ec5n\"><strong>HVA Group \u2013 Financial technology from practice<\/strong><\/h2>\n\n\n\n<p>HVA Group does not stop at theoretical ideas. We have been operating financial technology platforms serving millions of domestic and international users. Some typical products:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Digital Asset Exchange: Tokenized Real Estate and Stocks, with over 4 million international users.<\/li>\n\n\n\n<li>Blockchain application for jewelry industry: Traceability, anti-counterfeiting, more than 500,000 users.<\/li>\n\n\n\n<li>Digital finance for SMEs\/startups: Providing eKYC solutions, payments, capital calling, cash flow management.<\/li>\n\n\n\n<li>DeFi &amp; Web3 Solution: Connecting fiat\u2013crypto, lending, staking, supporting digital assets. <\/li>\n\n\n\n<li>Multi-layer investment platform: Including stocks, gold, funds... with total assets of more than 220 billion VND.<\/li>\n\n\n\n<li>Digital Data Center &amp; AI: ESG analysis, credit scoring, financial decision support.<\/li>\n<\/ul>\n\n\n\n<figure class=\"wp-block-image aligncenter size-large\"><img decoding=\"async\" width=\"1024\" height=\"576\" src=\"https:\/\/hva.group\/wp-content\/uploads\/2025\/07\/nen-tang-so-thuc-day-cong-nghe-tai-chinh-hva-group-va-tam-nhin-tai-surf-2025-5-1024x576.jpg\" alt=\"\" class=\"wp-image-20662\" srcset=\"https:\/\/hva.group\/wp-content\/uploads\/2025\/07\/nen-tang-so-thuc-day-cong-nghe-tai-chinh-hva-group-va-tam-nhin-tai-surf-2025-5-1024x576.jpg 1024w, https:\/\/hva.group\/wp-content\/uploads\/2025\/07\/nen-tang-so-thuc-day-cong-nghe-tai-chinh-hva-group-va-tam-nhin-tai-surf-2025-5-300x169.jpg 300w, https:\/\/hva.group\/wp-content\/uploads\/2025\/07\/nen-tang-so-thuc-day-cong-nghe-tai-chinh-hva-group-va-tam-nhin-tai-surf-2025-5-768x432.jpg 768w, https:\/\/hva.group\/wp-content\/uploads\/2025\/07\/nen-tang-so-thuc-day-cong-nghe-tai-chinh-hva-group-va-tam-nhin-tai-surf-2025-5-1536x864.jpg 1536w, https:\/\/hva.group\/wp-content\/uploads\/2025\/07\/nen-tang-so-thuc-day-cong-nghe-tai-chinh-hva-group-va-tam-nhin-tai-surf-2025-5-18x10.jpg 18w, https:\/\/hva.group\/wp-content\/uploads\/2025\/07\/nen-tang-so-thuc-day-cong-nghe-tai-chinh-hva-group-va-tam-nhin-tai-surf-2025-5.jpg 1920w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/><\/figure>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>Comprehensive, co-created solutions from HVA Group<\/strong><\/h2>\n\n\n\n<p>To accompany localities in the process of digital transformation and building a data economy, HVA Group proposes a flexible implementation model consisting of 5 key components. These components can be implemented independently, coordinated in part or integrated comprehensively, depending on the conditions and development priorities of each locality.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>1. Centralized digital asset exchange<\/strong><\/h3>\n\n\n\n<p>This is a platform that enables the digitization and transparency of transactions of assets such as public real estate, state-owned enterprise shares, data assets, ESG indexes or intellectual property assets. Through this platform, localities can improve the efficiency of asset management, increase liquidity and facilitate the connection of people and businesses with public and transparent investment opportunities.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>2. Digital finance for SMEs and startups<\/strong><\/h3>\n\n\n\n<p>This component helps SMEs access modern financial tools such as e-wallets, eKYC, cash flow management and crowdfunding. Local businesses can easily deploy innovative business models, access capital effectively and gradually integrate into the domestic and international digital economic value chain.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>3. Digital supply chain on blockchain platform<\/strong><\/h3>\n\n\n\n<p>In areas with strengths in agriculture or industry, digitizing the supply chain will help increase product value and competitiveness. Blockchain solutions enable transparent traceability, deploy smart contracts, limit risks and manage logistics effectively. It is also a platform for integrating price insurance and guaranteed payment services.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>4. Digital data infrastructure &amp; electronic identification<\/strong><\/h3>\n\n\n\n<p>HVA Group proposes to develop a local integrated data center that serves both government and businesses. This infrastructure includes components such as eID, digital signature, ESG profile, credit system and business authentication. This will help localities modernize their governance, while businesses will be supported to access capital, bid openly and affirm their market reputation.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>5. Digital business platform<\/strong><\/h3>\n\n\n\n<p>This is a component that supports local businesses to access new markets through e-commerce and digital tools. The platform helps digitize traditional markets, develop multi-platform sales channels, and promote green transformation in the digital transformation process. Through this, businesses can establish a position in the digital economy, even if they start from a small scale.<\/p>\n\n\n\n<figure class=\"wp-block-image aligncenter size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"576\" src=\"https:\/\/hva.group\/wp-content\/uploads\/2025\/07\/nen-tang-so-thuc-day-cong-nghe-tai-chinh-hva-group-va-tam-nhin-tai-surf-2025-4-1024x576.jpg\" alt=\"\" class=\"wp-image-20663\" srcset=\"https:\/\/hva.group\/wp-content\/uploads\/2025\/07\/nen-tang-so-thuc-day-cong-nghe-tai-chinh-hva-group-va-tam-nhin-tai-surf-2025-4-1024x576.jpg 1024w, https:\/\/hva.group\/wp-content\/uploads\/2025\/07\/nen-tang-so-thuc-day-cong-nghe-tai-chinh-hva-group-va-tam-nhin-tai-surf-2025-4-300x169.jpg 300w, https:\/\/hva.group\/wp-content\/uploads\/2025\/07\/nen-tang-so-thuc-day-cong-nghe-tai-chinh-hva-group-va-tam-nhin-tai-surf-2025-4-768x432.jpg 768w, https:\/\/hva.group\/wp-content\/uploads\/2025\/07\/nen-tang-so-thuc-day-cong-nghe-tai-chinh-hva-group-va-tam-nhin-tai-surf-2025-4-1536x864.jpg 1536w, https:\/\/hva.group\/wp-content\/uploads\/2025\/07\/nen-tang-so-thuc-day-cong-nghe-tai-chinh-hva-group-va-tam-nhin-tai-surf-2025-4-18x10.jpg 18w, https:\/\/hva.group\/wp-content\/uploads\/2025\/07\/nen-tang-so-thuc-day-cong-nghe-tai-chinh-hva-group-va-tam-nhin-tai-surf-2025-4.jpg 1920w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/><\/figure>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>Accompanying the locality in the spirit of creation<\/strong><\/h2>\n\n\n\n<p>HVA is not simply a technology provider but a strategic partner. We work with departments and agencies to flexibly test each component through a sandbox mechanism, thereby optimizing the implementation roadmap and comprehensive transfer. The solutions have been tested in practice, ensuring safety, efficiency and scalability.<\/p>\n\n\n\n<p>If the locality has a need to promote digital transformation, modernize governance and build an economic data platform \u2013 HVA Group is ready to accompany from the first step.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-k\u1ebft-lu\u1eadn\"><strong>Conclude<\/strong><\/h2>\n\n\n\n<p>With a long-term vision and practical technological capabilities, HVA Group is committed to accompanying Vietnamese localities and enterprises on the journey of digital transformation, digital financial development and international integration. Not only technology, HVA brings a sustainable - flexible - effective ecosystem to contribute to promoting the local economy, realizing the aspiration of national development in the digital age.<\/p>\n\n\n\n<p><strong><em>See details of the discussion at: <a href=\"https:\/\/drive.google.com\/drive\/u\/1\/folders\/1ffqPp4q-5SHNsqkSWl-lqENfYfmddNPa\">HVA Group Presentation Slides (SURF 2025)<\/a><\/em><\/strong><\/p>","protected":false},"excerpt":{"rendered":"<p>At the SURF 2025 event, Mr. Le Hoa Nha - General Director of HVA Investment Joint Stock Company (HVA Group) delivered an important speech with the topic: &quot;Digital platform promotes financial technology&quot;. The speech not only raised current issues [\u2026]<\/p>","protected":false},"author":9,"featured_media":20660,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"_yoast_wpseo_focuskw":"SURF","_yoast_wpseo_title":"N\u1ec1n T\u1ea3ng S\u1ed1 Th\u00fac \u0110\u1ea9y C\u00f4ng Ngh\u1ec7 T\u00e0i Ch\u00ednh: HVA Group v\u00e0 T\u1ea7m Nh\u00ecn T\u1ea1i SURF 2025","_yoast_wpseo_metadesc":"T\u1ea1i s\u1ef1 ki\u1ec7n c\u00f4ng ngh\u1ec7 l\u1edbn nh\u1ea5t mi\u1ec1n Trung \u2013 SURF 2025. \u00d4ng L\u00ea H\u00f2a Nh\u00e3, T\u1ed5ng Gi\u00e1m \u0111\u1ed1c HVA Group vinh d\u1ef1 \u0111\u00e3 tr\u00ecnh b\u00e0y tham lu\u1eadn chi\u1ebfn l\u01b0\u1ee3c","footnotes":""},"categories":[27],"tags":[64],"class_list":["post-20631","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-tin-tuc-cong-ty","tag-da-nang"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO 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