HVA Group's Q2/2025 financial report entered a period of outstanding growth when revenue maintained a positive pace, gross profit margin was stable and financial structure was safe. In the context of increasingly high compliance standards, HVA continues to manage according to the principle of "capital safety - transparency - efficiency", focusing on the long-term interests of investors.
Financial picture highlights
HVA noted net revenue 19.98 billion VND, cost price 18.70 billion VND, gross profit 1.28 billion VND corresponding Gross margin ~6,39%. Revenue stream financial activities 1.91 billion VND continue to act as a profit buffer while financial cost only 0.25 billion VND, reflecting a prudent and optimal liquidity management strategy. No selling costs; business management costs 2.84 billion VND distributed to people – process – compliance, helping to improve operational quality while remaining within control. As a result, Profit after tax reached 0.08 billion VND for you alone.
As of the end of 9 months, accumulated net revenue 60.78 billion VND, accumulated profit after tax 3.43 billion VND. This is a sustainable profit foundation in the context of a divided market, showing that HVA's value creation model is not dependent on short-term fluctuations.
Quality growth – cost discipline, stable revenue stream
The positive points of the third quarter lie in Gross margin quality is maintained. HVA tightly controls input and supply standards, thereby maintaining a positive and stable gross margin even when revenue components shift according to market demand.
Financial revenue – from disciplined short-term capital allocation decisions – helps smooth the core recognition cycle, reducing quarterly earnings volatility. no selling costs It also demonstrates the effectiveness of existing distribution channels and customer relationship assets, limiting short-term cost pressures.
Financial platform: “heavy equity”, low leverage – advantage for acceleration
As of September 30, 2025, total assets 189.75 billion VND; payables 38.74 billion VND; equity 151.00 billion VND. Ratio Debt/Equity ~0.26 times and Equity/Total Assets ~79.6% affirming a healthy capital structure, ensuring financial safety and create room for mobilization when HVA expands its products and markets in the coming period. HVA superior in capital safety, ready to expand products and markets in Q4 with competitive capital costs and controlled risk margins.
Growth drivers: standardization for scale, technology for efficiency
HVA Group continues to improve the class compliance – internal control, upgrade modules identification, custody, transaction retrieval, while strengthening the connection of the technology and legal ecosystem. The approach “Platform – Technology – Community” helps maintain revenue at a high level, preserve profit margins and minimize risks when scaling.
Outlook for Q4/2025
HVA Group's goal for the next quarter is maintain revenue growth with stable gross margin, strengthen financial revenue streams according to the principle of capital adequacy, and cost discipline – Prioritize expenses that bring long-term efficiency. With a strong capital base and standardized system, HVA ready to break out both in scale and quality of growth.
